Currently, US Federal debt is many times what it collects in tax revenue every year. No matter what, the debt can ever be repaid with normal money. In addition, with debt out of control, interest rates will rise steeply as a result of inflation—no right now, but ultimately. It is a wishful thinking that the US economy will improve anytime soon with President Trump's focus on helping the economy. If you think you will see the light at the end of the tunnel, think again! The worst is yet to come. The US will continue to print trillions of dollars worth of new government securities or quantitative easing. But the buyers of these government securities might start to become scarce. The rest of the world may dump their holdings of US debt, which would result in the dollar dropping precipitously and interest rates rising substantially. The future does not bode well.
What you can do is to change your mindset of spending: Save, save, and save for the future!